---
title: "Padder Deposit claims in Ontario: timelines, documents and form | Padder"
description: "How to file a Padder Deposit last month's rent claim in Ontario: enforce your lease, then submit the Last Month's Rent Claim Form within 60 days of the Coverage Event."
image: https://resources.padder.com/hubfs/Partner_Brand_Centre/Padder_Link_Preview_1200x630.png
---

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[Resource Centre](https://resources.padder.com/)[Claims Centre](https://resources.padder.com/claims)

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For residential property operators in Ontario

# Padder Deposit Ontario Claims Centre

For residential last month's rent defaults in Ontario covered under Padder Deposit only. Tenants who have both Padder Guarantor and Padder Deposit use the [Padder Guarantor process](https://resources.padder.com/claims/padder-guarantor). To remain eligible, follow the steps and timelines below. BC policy? Use the [BC claims process](https://resources.padder.com/bc/claims/padder-deposit).

## Process and timelines

1

### Enforce your lease

Follow your standard enforcement process. Keep records of the steps taken and tenant communications.

2

### Submit your claim

Submit your Last Month's Rent Claim Form within 60 days of the Coverage Event: recovery of possession, abandonment, or the tenant never taking possession. No separate Notice of Tenant Default is needed for Padder Deposit.

3

### Review and payment

Once your claim is complete, it's reviewed on the insurer's behalf. If approved, payment is issued up to the policy limit.

**Deadlines matter**

Submit within the timelines above and your policy terms. Late submissions may be denied.

[Read the full process in the Help Centre](https://help.padder.com/rent-and-deposit-coverage/operator-claims-and-reimbursement-processes-timelines)

## Form

Step 2

### Last Month's Rent Claim Form

Submit within 60 days of the Coverage Event.

**Required documents**

- Up-to-date rent ledger (charges, payments, outstanding balance)
- Tenant communication log (recommended: email thread, call notes, or a consolidated log)
- Other supporting documents (anything relevant)

[Begin Request](https://share.hsforms.com/1v7y_SoaxRquPofOxTdre9Arn6yj)

## Questions? Email the right team.

Support handles the process. Licensed agents handle anything about coverage.

General help

### [support@padder.com](mailto:support@padder.com)

Account, forms, documents, payments and anything about the process.

Policy or warranty questions

### [underwriting@padder.com](mailto:underwriting@padder.com)

What is covered, your policy or warranty terms, and claim decisions. These need a licensed agent; Support cannot give policy or warranty guidance. A licensed insurance agent will respond.

For the fastest resolution, include your full name, the building address, the policy or warranty ID if you have it, a brief summary, and any screenshots or documents.

![Padder](https://padder.com/wp-content/uploads/2025/02/Large-logo.svg)

Padder Underwriting Inc. is a licensed insurance broker headquartered in Toronto, Ontario. It arranges coverage for tenants and landlords in provinces where it is licensed to offer insurance products.

Padder partners with licensed Canadian insurers to provide your coverage. For a full description of policy coverage, conditions and exclusions, please read the Policy wording.

Need help?Paddie, our AI chat, is at [help.padder.com](https://help.padder.com/) any time.  
Our team is on email and phone Monday to Friday, 9am to 5pm ET.

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